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*Terms and Conditions Apply - Rate referenced above is guidance and is based on available rates from our lender network as of September 28, 2012 for a 5/1 adjustable rate refinance, a loan amount of $250,000 in Maryland, two discount points, at least 20% equity in the subject property, a single-family home, primary residence, minimum 740 credit score and verifiable income for the borrower(s). Rates mentioned in any advertising are guidance and are based on a sampling of available rates from our lender network. erasemymortgage.com is not a lender. Specific rates and terms offered to our applicants by specific lenders and providers within the network may vary, though our lenders and providers understand they are in a competitive environment and offer highly-competitive rates directly to our applicants. Rates are subject to change daily without notice. Not available in all states. Payment amounts shown do not include taxes or insurance.
**Rates subject to change, payment example is based on available rates from our lender network as of September 28, 2012. $200,000 example was based on a 5/1 adjustable rate refinance, home value of $200,000 in Baltimore, Maryland, a current loan balance of $146,000, and interest rate of 2.25% and APR of 2.968%. $300,000 example was based on a 5/1 adjustable rate refinance, home value of $300,000 in Baltimore, Maryland, a current loan balance of $246,000, and interest rate of 2.25% and APR of 2.963%. $400,000 example was based on a 5/1 adjustable rate refinance, home value of $400,000 in Baltimore, Maryland, a current loan balance of $346,000, and interest rate of 2.25% and APR of 3.084%.